Personal Budget Kit

In this kit, we ll guide you step-by-step through the process of creating and living with a personal budget. We ll show you how analyze how you receive and spend your money and to set goals, both short and long-term. You ll learn how to gain control of your personal cash flow. You ll discover when you need to make adjustments to your budget and how to do it wisely. Most of all, this kit will show you that budgeting isn t simply about adding limitations to your living but rather the foundation for living better by maximizing the resources you have.This "Personal Budget Kit" provides you with step-by-step instructions, detailed information and all the budget worksheets and spreadsheets necessary to identify and understand your spending habits, reduce your expenses, set goals, prepare personal budgets, monitor your progress and take control over your finances.Take Control of Your Finances!Reduce your spending painlessly and effortlesslyPay off your debts early Improve your credit ratingSave & invest moneySet & achieve financial goalsEliminate financial worriesBrief Table of Contents1: Why You Need to Budget. 2: Analyzing and Tracking Your Current Finances. 3: Setting Your Goals. 4: Strategies to Reduce Expenses & Save Money. 5: Managing Debt and Credit. 6: Making Your Budget Plan. 7: Living With and Making Adjustments To Your Budget. Appendix: Budget Worksheets."