Personal Finance Simply Explained: 3rd edition - updated for 2023

This book is updated as of 12/25/2022 to reflect recent changes to laws that could impact 2023. Most books about personal finance, saving money, investing and retirement challenges 1. Complex – many people prefer overviews2. Detailed – can make topics hard to grasp3. Long – reduces the odds the book will be readThis book is the 1. Not complex – overviews offer easy understanding2. Not detailed – explains general challenges and tools to overcome challenges3. Not long – short and to the point!4. This book also includes size 14 point font, lots of space between topics, and easy to understand charts and graphs to make your reading experience easier.Some topics that are covered in the book (not limited to)-- Living Paycheck to Paycheck-- Budgeting-- Credit Score-- Credit Cards-- Vehicles-- Real Estate-- College / 529 Plans-- Child Care / FSA Dependent Care Option-- Healthcare-- Medicaid-- Health Reimbursement Arrangement (HRA)-- Health Savings Account (HSA)-- Disability Insurance-- Life Insurance-- Investments-- Real Rate Of Return-- Taxes-- Savings Accounts-- Certificate of Deposits (CDs)-- Bonds-- Stocks-- Mutual Funds-- Index Funds-- Exchange Traded Funds-- Annuities-- Individual Retirement Accounts (IRAs)-- Defined Contribution Plan-- Retirement Planning-- Social Security-- Medicare-- Long-Term Care-- Estate Planning-- Financial AdvisorsThe book provides a wide range of common financial challenges people face throughout life, as well as what financial tools are available to overcome the challenges.This book can help people of all ages, but is especially ideal -- Young / middle-age adults who need a broad overview of topics that impact their financial life-- Parents / grandparents who want their children / grandchildren to have a better understanding about their future financial life